Terms and Conditions

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This is an Easy jewellery buying Saving Plan

Under this Saving Plan, you need to pay minimum of 1000/- every month for 11 months. The minimum instalment value is Rs. 1000/- and it can be increased to any amount as long as it is in multiples of Rs. 1000/-.

The Gold Jewellery Purchase order Amount is Collected Through Equal 11-months Instalments.

The Instalment Plan Range can lie between 1000,2000,5000 and Up To 10000 re/month.

Customers Can Purchase 916 Gold Ornaments without Wastage Charges and Making Charges on completion of 348 Days. Only few Specialized Ornaments will have the Making Charges. Customers can Choose Either the SWARNA SAMPADA (Weight Plan) or the DHANA SAMPADA (Value Plan).For the DHANA SAMPADA, The Entire Amount will be converted to Gold on the Purchase Date’s Gold Price.

For the SWARNA SAMPADA, Every Monthly Instalment will be converted to the weight of the gold on the Instalment Day’s price.

  1. Ornaments will be given at locked weight whichever is privileging on the maturity date of the Saving Plan
  2. The member shall deposit the monthly Saving Plan amount and he should obtain counter signature on the card.
  3. The member must submit the card and ID Proof Document at the time of receiving ornaments.
  4. If the member losses his card he should inform us immediately & duplicate card will be issued
  5. Customer can only pay up to one instalment in a calendar month.
  6. Customer can purchase jewellery in the 12th month only after having paid regular instalments during the preceding 11 months
  7. If the customer for any reason fails to pay the instalment for a month, they shall not be allowed to pay both the instalments together in the following months.
  8. Additional cost on stones and GST shall be applicable as per Offer Stamp.
  9. When the customer purchases jewellery in excess of accumulated amount under the plan the wastage (VA) will be borne by the customer on the excess of weight/amount.